How can I know if my old home insurance is not commiting fraud since it cancelled me after a claim?

When I removed the carpet of my home, I noticed that the concrete was all cracked and the walls were breaking apart, I put a claim with my home insurance and they said won't be responsible for the repairs. A few days later they sent me a letter to notify they won't insurance any more my house. Now I have no money to repair it and I don't know if the insurance effective now won't do the same and I am paying for no cover at all.

homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.

Here's the scoop:

1. You uncovered damage that wasn't caused by an insurable event, so it's proper that they denied the claim.

2. You also uncovered damage that may be structural. Consequently, with this new information, the insurance company chose to cancel your policy.

Without knowing the insurance regulations of your state, it's hard to say whether or not this was within the regulations. In my state, for homeowners, the insurance company can cancel a policy "for any reason" or "for no stated reason".

Gotta get a lawyer!

lawyer up